BETSY MCCAUGHEY, PHD

Florida Blue canceled policies for 300,000 Floridians, Kaiser
Permanente dropped 160,000 individual plan holders in California, and
Blue Cross Blue Shield of North Carolina mailed out 160,000 cancellation
notices.
It's happening nearly everywhere. People were promised they could
keep their health insurance plan. That was a lie. They were duped and
dropped.
The liar is none other than the president of the United States. On
June 15, 2009, President Obama told a town hall meeting: "No matter how
we reform health care, we will keep this promise ... if you like your
health care plan, you will be able to keep your health care plan.
Period. No one will take it away. No matter what."
The fine print in his health law proves that he never intended to keep that promise.
Sec. 1251(a)(1) of the Affordable Care Act (ObamaCare) says that no
one can be required to give up a plan in effect on March 23, 2010, when
the law was passed. Those plans are "grandfathered." But following that
guarantee is a list of costly requirements that made it difficult for
insurers to keep offering your plan.
It gets worse. Union plans were "grandfathered" with none of those fine-print tricks and exceptions. Sec. 1251(d).
The law also left open the possibility that the president could
impose additional requirements on grandfathered plans (except union
plans). Two months after ObamaCare was passed, the IRS, Department of
Labor and Department of Health and Human Services - all reporting to the
president - churned out hundreds of additional rules to make it even
harder for grandfathered plans to survive.
The rule makers knew that they were turning the president's promise
into a flimflam. They estimated that up to 69% of individual plans and
89% of small-group plans would be canceled by the end of 2013 as a
result of their rules (Federal Register, June 14, 2010).
The president understood that Americans don't want socialized
medicine or big government poking into their health care. So when he
campaigned to pass ObamaCare, he told the public what they wanted to
hear: that his plan would help the uninsured and leave everyone else
alone. After all, 85% of Americans had insurance, and most were happy
with it.
Obama's pledge never matched up to the actual law. The law epitomizes
"Washington knows best" paternalism. Everyone must have the
one-size-fits-all health plan designed by "experts."
It's like passing a law saying the only cars we are allowed to buy
are four-door sedans. No hatchbacks, no convertibles. The assumption is
we are too stupid to make our own choices.
Most of the policyholders dumped this month no longer had their
grandfathered plans. Their current plans were canceled because they
don't provide the "10 essential benefits." Essential, that is, according
to the experts.
Fifty-year-old couples must pay for maternity care. And straight
arrows must pay for substance abuse treatment. It's like going into a
restaurant and being told you have to order all eight nutritional food
groups or you can't be served.
The administration's supporters lie about what's causing the millions
of policy cancellations. Dr. Ezekiel Emanuel, a chief architect of the
law, told Megyn Kelly on Fox News last Friday night that "it's not the
law doing it, that's the insurance company deciding for business
reasons."
Seniors in Medicare Advantage plans are getting a similar runaround
when they ask about why their doctors are being axed. UnitedHealthcare
cut thousands of cardiologists and other specialists from Advantage
plans in the New York metro area and Connecticut during October. So much
for the promise that Grandma can keep her doctor.
That was a lie from day one. Cuts to Medicare pay for over half the
president's health law. ObamaCare reduces payments to Medicare Advantage
plans by a whopping $156 billion over a decade. Richard Foster warned
Congress on April 22, 2010, when he was chief actuary of Medicare, that
the cuts would force about 7.4 million seniors to give up their plans.
Lesson: Believing the president is dangerous to your health.
Betsy McCaughey is a former lieutenant governor of New York and the author of “Beating Obamacare.” Her website is here:
http://betsymccaughey.com/
Read more:
Family Security Matters http://www.familysecuritymatters.org/publications/detail/obamas-health-care-reform-has-been-a-lie-from-day-one#ixzz2jIjoiwap
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