BETSY MCCAUGHEY, PHD
Florida Blue canceled policies for 300,000 Floridians, Kaiser
Permanente dropped 160,000 individual plan holders in California, and
Blue Cross Blue Shield of North Carolina mailed out 160,000 cancellation
notices.
It's happening nearly everywhere. People were promised they could
keep their health insurance plan. That was a lie. They were duped and
dropped.
The liar is none other than the president of the United States. On
June 15, 2009, President Obama told a town hall meeting: "No matter how
we reform health care, we will keep this promise ... if you like your
health care plan, you will be able to keep your health care plan.
Period. No one will take it away. No matter what."
The fine print in his health law proves that he never intended to keep that promise.
Sec. 1251(a)(1) of the Affordable Care Act (ObamaCare) says that no
one can be required to give up a plan in effect on March 23, 2010, when
the law was passed. Those plans are "grandfathered." But following that
guarantee is a list of costly requirements that made it difficult for
insurers to keep offering your plan.
It gets worse. Union plans were "grandfathered" with none of those fine-print tricks and exceptions. Sec. 1251(d).
The law also left open the possibility that the president could
impose additional requirements on grandfathered plans (except union
plans). Two months after ObamaCare was passed, the IRS, Department of
Labor and Department of Health and Human Services - all reporting to the
president - churned out hundreds of additional rules to make it even
harder for grandfathered plans to survive.
The rule makers knew that they were turning the president's promise
into a flimflam. They estimated that up to 69% of individual plans and
89% of small-group plans would be canceled by the end of 2013 as a
result of their rules (Federal Register, June 14, 2010).
The president understood that Americans don't want socialized
medicine or big government poking into their health care. So when he
campaigned to pass ObamaCare, he told the public what they wanted to
hear: that his plan would help the uninsured and leave everyone else
alone. After all, 85% of Americans had insurance, and most were happy
with it.
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